Uninsured & Underinsured Drivers
Utah — Utah Accidents
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Related Questions
FAQ
My coworker said a tire blowout makes me automatically at fault in Utah. True?
If you get this wrong, the insurer can pin 50% or more fault on you and wipe out your claim in Utah. No. A tire...
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FAQ
What happens if I post my Provo crash on Instagram before filing a claim?
The one thing the app company and the insurer are hoping you never find out is this: your own post can do more...
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FAQ
What evidence do I need after a tow truck deer-swerve crash hurt my child?
What the insurance company does not want you to know about this is that a "deer caused it" story does not...
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FAQ
Can I sue the shuttle driver if I was working when it hit us?
No - the common answer, "workers' comp is your only option," is wrong in Utah if someone other than your employer or...
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FAQ
Should I accept rear-end blame or fight it after a St. George lane-shift crash?
The surprising part is that a rear-end collision in Utah is not automatically the rear driver's fault. From the...
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FAQ
What evidence do I need when Utah insurance blames my old back injury?
The part most people miss: you do not have to prove you had a perfect back before the crash. In Utah, you need...
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FAQ
Why is the van company rushing me to settle before fetal monitoring bills hit?
$3,000 is the minimum PIP medical coverage required on a Utah auto policy, and that is often nowhere near enough...
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FAQ
How much is a Utah wrongful death case worth?
What the police report says about an Ogden crash matters less than what you can prove about fault, income loss, and...
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FAQ
What evidence do I need to prove my Orem company-car crash was work-related?
It depends - and your boss saying "just use your own insurance" does not decide it in Utah. If you were driving as...
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FAQ
What evidence do I need to prove Utah workers' comp retaliation after a work crash?
Everyone says retaliation is impossible to prove, but actually paper beats excuses if you have the right paper....
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FAQ
Years after my West Jordan work crash, can I still sue the other driver?
It depends: in Utah, your employer is usually off-limits, but a negligent third party may still be suable if the...
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FAQ
I filed workers comp after an Ogden truck crash, did I ruin a lawsuit?
"Were you working when you got hurt?" That is the adjuster question that can shrink or expand your case fast. No,...
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FAQ
Can waiting a week after a West Jordan crash wreck my claim?
People google this after making the dumb, expensive mistake of thinking Utah's 4-year deadline means they have time...
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FAQ
How much of my St. George crash settlement can Medicare take?
What the insurance company does not want you to know is that Medicare does not just take a random chunk of your...
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FAQ
What happens if I settle my Layton crash before knowing if I can live alone?
The most expensive mistake is signing a release before future care and home-help costs are pinned down. In Utah,...
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Key Terms
Glossary
no-fault threshold
Everyone says, "Just let your insurance handle it," but actually insurance companies and defense lawyers use the...
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Glossary
rideshare endorsement
Insurance companies and defense lawyers may point to a policy exclusion and argue there was no coverage because a...
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Glossary
excess carrier
When a serious crash or fall causes losses that go beyond one insurance policy's limits, the money available to pay...
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Glossary
period 2 coverage
$1 million can be the difference between a claim that gets paid and one that runs into a policy ceiling fast. In a...
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Glossary
independent adjuster
What this can mean for your money is simple: the person evaluating your loss may sound neutral, but their decisions...
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Glossary
innocent spouse relief
Often confused with injured spouse relief, innocent spouse relief is a federal tax remedy that can protect one...
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Glossary
trust fund recovery penalty
A trust fund recovery penalty is a personal penalty the IRS can assess against people who were responsible for...
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Glossary
federal tax lien
Miss this warning sign, and a tax debt can quietly turn into a claim against nearly everything owned now or acquired...
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Glossary
currently not collectible status
What happens if you owe taxes but genuinely cannot afford to pay right now? Currently not collectible status is a...
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Glossary
IRS levy
People mix up an IRS levy with an IRS lien, and that mistake matters. A lien is a legal claim against your property...
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Glossary
reasonable cause defense
Defense lawyers and insurance carriers sometimes use phrases like "there was a reasonable cause for the delay" or...
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Glossary
estimated tax penalty
You may see this in an IRS notice as an "underpayment of estimated tax," on a tax return near Form 2210, or in a...
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Glossary
authentication
The mistake that catches people most often is thinking evidence is usable just because it exists. Before a photo,...
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Glossary
bank levy
A legal seizure of money from a bank account to pay a debt. "Legal seizure" means a government agency or...
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Glossary
wage garnishment for taxes
Often confused with a tax lien or a bank levy, wage garnishment for taxes is the forced withholding of part of a...
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Glossary
statute of limitations on tax collections
People often confuse this with the statute of limitations on tax assessment. The assessment deadline limits how long...
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Glossary
IRS appeals process
People often confuse an IRS appeal with going to court. An IRS appeal is an administrative review inside the tax...
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