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Search results for “policy limits”

20 results

Five over the limit doesn't let an insurer bury a bad Salt Lake lane-shift crash

A Utah high school athlete can still have a strong claim after a construction-zone crash even if speed is part of the argument, and "that's all the policy there is" may be a lie.

ARTICLE by Travis Hunsaker

statute of limitations on tax collections

People often confuse this with the statute of limitations on tax assessment. The assessment deadline limits how long a tax agency has to determine and formally record...

When a serious crash or fall causes losses that go beyond one insurance policy's limits, the money available to pay medical bills, lost income, and pain and suffering can...

Second trip to the doctor, and now the insurer cries "failure to mitigate"

A truck hit you on a public street, but the insurer is trying to turn treatment gaps, missed follow-ups, or going back to work into a reason not to pay.

ARTICLE by Janet Sorensen

I'm starting to think all three insurers want my evidence to disappear

A backing-up crash in a Salt Lake City alley can turn into a three-way insurance mess fast, and the stuff you save in the first days can make or break the claim.

ARTICLE by Kevin Musselman

Rear-ended in Layton by a driver on pills and now you think your papers will kill the claim

A painter on a Layton job site gets hit by a driver backing into the lane, suspects the driver was impaired, and is scared immigration status will wreck any claim.

ARTICLE by Roberto Vasquez

Ogden bus crash, no insurance answer for months - can your own UM policy step in?

A city bus driver in Ogden got rear-ended into oncoming traffic and is stuck waiting while the insurer stalls on an uninsured or underinsured claim.

ARTICLE by Roberto Vasquez

You can still prove an uninsured I-15 rear-end in Layton

A rear-end crash usually looks simple until the other driver has no insurance and every piece of proof starts disappearing within days.

ARTICLE by Travis Hunsaker

rideshare endorsement

Insurance companies and defense lawyers may point to a policy exclusion and argue there was no coverage because a driver was using a personal vehicle for paid app-based work....

i'm in Provo and the deadline is almost here - do I settle before surgery or blow up my case?

A Provo rider is running out of time, surgery is still on the table, and the insurer is pushing the usual line that she doesn't really need it.

ARTICLE by Sandra Begay

A legal seizure of money from a bank account to pay a debt. "Legal seizure" means a government agency or court-backed creditor can order a bank to freeze and turn over funds...

How much does a late-found injury change a Utah U-turn settlement?

A West Valley City illegal U-turn crash can still lead to a real settlement months later, but the timing, medical proof, and deductions are where people get blindsided.

ARTICLE by Roberto Vasquez

The ER sent you home fast. That does not mean the crash was minor.

A quick ER discharge is exactly the kind of thing an insurer in Utah will twist, especially if they found an old MRI and think you can't fight back.

ARTICLE by Roberto Vasquez

penalty abatement

A reduction or removal of a tax penalty. "Penalty" means an extra charge added when someone files late, pays late, underreports income, or misses another tax rule. "Abatement"...

My brother was killed in Layton and now the insurer says the borrowed car wasn't covered

When a bicyclist is killed by a doored car in Layton, Utah, the fight is not just about fault - it's about who has the right to bring the case, what the estate can claim, and whether an insurance denial actually sticks.

ARTICLE by Roberto Vasquez

currently not collectible status

What happens if you owe taxes but genuinely cannot afford to pay right now? Currently not collectible status is a temporary IRS classification that pauses active collection...

no-fault threshold

Everyone says, "Just let your insurance handle it," but actually insurance companies and defense lawyers use the no-fault threshold to keep injured people boxed into small...

reasonable cause defense

Defense lawyers and insurance carriers sometimes use phrases like "there was a reasonable cause for the delay" or "the conduct was reasonable under the circumstances" to soften...

trust fund recovery penalty

A trust fund recovery penalty is a personal penalty the IRS can assess against people who were responsible for collecting, accounting for, and paying over certain business...

my car got sideswiped on I-15 in Provo and I'm scared reporting it will expose my status

A Provo rideshare driver can still report a hit-and-run and make an insurance claim even if immigration status is a big fear, because the claim is about the crash, not citizenship.

ARTICLE by Kevin Musselman