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Search results for “UM/UIM”

20 results

Ogden bus crash, no insurance answer for months - can your own UM policy step in?

A city bus driver in Ogden got rear-ended into oncoming traffic and is stuck waiting while the insurer stalls on an uninsured or underinsured claim.

ARTICLE by Roberto Vasquez

You can still prove an uninsured I-15 rear-end in Layton

A rear-end crash usually looks simple until the other driver has no insurance and every piece of proof starts disappearing within days.

ARTICLE by Travis Hunsaker

Second trip to the doctor, and now the insurer cries "failure to mitigate"

A truck hit you on a public street, but the insurer is trying to turn treatment gaps, missed follow-ups, or going back to work into a reason not to pay.

ARTICLE by Janet Sorensen

Rear-ended in Layton by a driver on pills and now you think your papers will kill the claim

A painter on a Layton job site gets hit by a driver backing into the lane, suspects the driver was impaired, and is scared immigration status will wreck any claim.

ARTICLE by Roberto Vasquez

The ER sent you home fast. That does not mean the crash was minor.

A quick ER discharge is exactly the kind of thing an insurer in Utah will twist, especially if they found an old MRI and think you can't fight back.

ARTICLE by Roberto Vasquez

my car got sideswiped on I-15 in Provo and I'm scared reporting it will expose my status

A Provo rideshare driver can still report a hit-and-run and make an insurance claim even if immigration status is a big fear, because the claim is about the crash, not citizenship.

ARTICLE by Kevin Musselman

How much does a late-found injury change a Utah U-turn settlement?

A West Valley City illegal U-turn crash can still lead to a real settlement months later, but the timing, medical proof, and deductions are where people get blindsided.

ARTICLE by Roberto Vasquez

Utah Crosswalk Injury Claim During Pregnancy

In Utah, a driver saying "I didn't see you" does not erase crosswalk duties, but insurers will still hunt for any excuse to pin part of the crash on you and shrink what they pay.

ARTICLE by Travis Hunsaker

Five over the limit doesn't let an insurer bury a bad Salt Lake lane-shift crash

A Utah high school athlete can still have a strong claim after a construction-zone crash even if speed is part of the argument, and "that's all the policy there is" may be a lie.

ARTICLE by Travis Hunsaker

Offered $18,000 after a Salt Lake black ice crash while doctors talk surgery - fair?

A low settlement offer means very little if surgery is still on the table, especially when a Utah government agency is already hiding behind immunity after a black-ice overpass wreck.

ARTICLE by Travis Hunsaker

My brother was killed in Layton and now the insurer says the borrowed car wasn't covered

When a bicyclist is killed by a doored car in Layton, Utah, the fight is not just about fault - it's about who has the right to bring the case, what the estate can claim, and whether an insurance denial actually sticks.

ARTICLE by Roberto Vasquez

Fault in a Utah Construction Zone Rear-End Crash

What usually decides fault after a rear-end crash in a Utah work zone, and where drivers get burned when the other side blames lane shifts, sudden stops, or confusing traffic control.

ARTICLE by Travis Hunsaker

Is $18,000 a joke when the truck's data may vanish?

A busted intersection light can turn a truck wreck into a blame war fast, and a quick settlement offer usually means someone wants the electronic evidence gone.

ARTICLE by Roberto Vasquez

I'm starting to think all three insurers want my evidence to disappear

A backing-up crash in a Salt Lake City alley can turn into a three-way insurance mess fast, and the stuff you save in the first days can make or break the claim.

ARTICLE by Kevin Musselman

Layton pain after a dock-truck hit gets worse when the driver is uninsured

An EMT in Layton can still have several ways to get bills and lost wages covered after an uninsured delivery-truck crash, but the right claim depends on whether the wreck happened on duty, in a city rig, and on a public street.

ARTICLE by Janet Sorensen

i'm in Provo and the deadline is almost here - do I settle before surgery or blow up my case?

A Provo rider is running out of time, surgery is still on the table, and the insurer is pushing the usual line that she doesn't really need it.

ARTICLE by Sandra Begay

rideshare endorsement

Insurance companies and defense lawyers may point to a policy exclusion and argue there was no coverage because a driver was using a personal vehicle for paid app-based work....

The mistake that catches people most often is thinking evidence is usable just because it exists. Before a photo, text message, medical record, video clip, or business log can...

My coworker said a tire blowout makes me automatically at fault in Utah. True?

If you get this wrong, the insurer can pin 50% or more fault on you and wipe out your claim in Utah. No. A tire blowout does not automatically make you at fault. Utah uses...

When a serious crash or fall causes losses that go beyond one insurance policy's limits, the money available to pay medical bills, lost income, and pain and suffering can...